August 20, 2025
Annuity Watch - Read the latest issue.
Annuity rates – See the rates effective August 1st.
Accelerate - Read the latest issue.
Help clients reduce risk of poor market timing
Have clients with large lump sums or 1035 exchanges? The Dollar Cost Averaging Rider (DCA), built into every Value+ Protector III (VPP) policy, gives them an optional strategy to help ease into the market – without the pressure of perfect timing.
- Built-in at no additional cost
- Policy holder must elect to use it
- Available for lump-sum and periodic premiums
Fixed Annuity Rates – See the rates effective August 18th.
Annuity Buyers May Have Lower Incomes Than You Think
A recent Gallup survey found that annuity owner median income in 2022 was $79,000.Don’t let lower incomes deter you from helping retirement-minded prospects in today’s world. Here are easy-to-watch client videos to support your discussions.
- Retirement Shopping video
- Fueling Your Future video
Indextra rates – See the rates effective August 15th. (See the New York rates.)
JourneyMark rates – See the rates effective August 15th.
See how $5M business cases got approved in under two weeks
Business cases don't need to be a headache. From buy-sell funding to key person coverage, Banner is making it easier to get these cases across the finish line with clarity, speed and consistency. See the case study’s below:
- Case 1: Key person coverage
- Case 2: Buy-sell agreement
Weekly Market Intel - See the latest insights.
OptiBlend Fixed Annuity rates – See the rates effective August 18th.
OptiBlend Advisory 5 fixed indexed annuity rates – See the rates effective August 18th.
MyGuarantee Plus Fixed Annuity rates – See the rates effective August 18th.
Lincoln Leader for Fixed Annuities - Read the latest issue.
Express Newsletter - Read the latest issue.
Lower pricing and enhanced underwriting for Classic Choice Term
Protective has lowered prices for their Classic Choice term – again! Plus, they’ve enhanced their underwriting process to expedite policies under $1 million, and improved the application process, ensuring a more streamlined experience for both agents and clients. Read the transition rules.
Accumulator Ascent IUL and high-net-worth foreign nationals
For the same reasons Symetra Accumulator Ascent IUL is an attractive, tax-advantaged cash accumulation product for U.S. residents, it’s equally attractive to high-net-worth foreign nationals (HNWFNs). Since the program was introduced several years ago, wealthy foreign nationals from Latin America to Asia and beyond have chosen Accumulator Ascent IUL as part of their financial strategy. Reasons they’ve shared include:
- A flexible product design that can meet a wide variety of needs
- Death benefit protection now with the opportunity for supplemental income later
- Opportunities for index-type returns with downside protection
- A built-in currency inflation hedge
- Competitive premium financing terms
Symetra FIA: 10% Nasdaq Cap, Downside Protection
Did you know the Nasdaq-100 has historically outperformed the S&P 500?At Symetra, we offer Nasdaq-linked strategy on our Edge Elite Fixed Indexed Annuity - currently featuring a:
- 10% cap on $100K+ premium
- No market downside risk
- No annual fees (unless an enhanced participation rate is selected)
